Insurance

CPA’s unique for-member by-member insurance program is specifically designed to meet the needs of physiotherapists and physiotherapist assistants.

CPA, in partnership with BMS Canada Risk Services Ltd., offers you the best, most comprehensive liability coverage out there, with top-notch legal defence and no hidden exclusions.

We are, quite simply, the largest, most secure professional liability program available for physiotherapists and physiotherapist assistants in Canada.

 

 

Professional Liability for Physiotherapists

The best in professional protection

All registered physiotherapists are required to carry professional liability insurance. Ours happens to be the most comprehensive coverage available – and it’s tailored just for you.

Contact CPA for more information or to purchase coverage.

Professional Liability for Physiotherapist Assistants

Ideal for PTAs

Our professional liability insurance is designed to meet your needs as a vital member of the healthcare team. Professional liability insurance is not mandatory for PTAs but your employer may require you to hold your own policy.

Contact BMS for more information or to purchase coverage.

Clinical Professional Liability

A necessity for clinic owners offering physiotherapy services only 

If you are clinic owner and employ PTs this is the insurance for you. This policy protects your business assets if your business name is included in a statement of claim or lawsuit. Think of it as malpractice insurance for your business name.

Contact BMS for more information or to purchase coverage.

Multi-Discipline Clinic Professional Liability

A necessity for multi-discipline clinic owners

 

If you employ PTs and other health care professionals, this insurance policy is for you. This policy protects your business assets if your business name is included in a statement of claim or lawsuit.  Think of it as malpractice insurance for your business name.

 

Contact BMS for more information or to purchase coverage.

Commercial General Liability

Ideal for clinic owners and independent practitioners

This insurance provides protection in the event that you are held liable for a third party bodily injury or property damage that you (or your business, including your employees) may cause to another person as a result of your operations and/or premises.  Think of this as your ‘slip and fall’ insurance.  It’s also the policy that would respond if you accidently damage a client’s property while providing in-home treatment.

Contact BMS for more information or to purchase coverage.

Clinic Business Package

The ultimate protection for clinic owners

Upgrade your Commercial General Liability insurance (CGL) to our comprehensive Clinic Business Package.

Additional benefits:

  • Property insurance
  • Crime insurance
  • Business interruption coverage
  • plus all of the benefits of our CGL plan!

Contact BMS for more information or to purchase coverage.

Risk Management Resources

CPA provides information and advice to mitigate risk in various clinical settings. Our risk management resources are developed by experienced physiotherapists and legal experts and are designed to improve patient safety and reduce liability exposures.

For more information

Visit BMS' CPA microsite